Effective Date: May 1, 2026
BankLiterate.com is not affiliated with any bank, lender, credit union, CDFI, SBA lender, or other financial institution. We do not receive compensation, referral fees, or any other payment from any lender mentioned on this site.
When we mention specific lenders, loan programs, or financial institutions by name — including SBA-approved lenders, CDFIs, online lenders, or community banks — those mentions are for educational reference only. We are not endorsing, recommending, or referring you to any specific institution. We do not have referral agreements in place at this time.
If that changes in the future, any paid referral relationships will be clearly disclosed on the relevant page. We will never recommend a lender without disclosing if we have a financial relationship with them.
The results produced by our calculators and tools — including the Quick Ratio Snapshot, DSCR Calculator, Amortization Calculator, and all other tools — are generated solely based on your inputs and standard mathematical formulas. We receive no compensation based on what these tools show you, and the results are not influenced by any third party.
BankLiterate.com does not currently run advertising. If we introduce advertising in the future, it will be clearly labeled as such and will not influence our educational content.
BankLiterate.com is not affiliated with the Small Business Administration (SBA), the U.S. Department of the Treasury, the Consumer Financial Protection Bureau (CFPB), or any other government agency. SBA program information is provided for general educational purposes. Always verify current program details at sba.gov.
BankLiterate may offer paid products or services in the future, including the Bankability Blueprint™ analysis tool. Any paid products will be clearly priced and described. Purchasing a paid product does not guarantee loan approval, lender access, or any specific financial outcome.
Questions about these disclosures: info@bankliterate.com