Quick Ratio Snapshot
⚡ Banker's 60-Second Triage Tool
Quick Business Ratio Snapshot
Enter your key financials and instantly see how a commercial banker would evaluate your business — the same ratios reviewed in the first 60 seconds of looking at your financials.
1

Income Statement Figures

Annual gross revenue
Leave blank if not applicable
Can be negative
Owner draws taken out of business
From prior year balance sheet
Exclude interest, tax, D&A
2

Balance Sheet Figures

Equity minus intangible assets

📊 Full Ratio Breakdown

Ratio Category Your Result Lender Threshold Status

🎯 Key Issues to Address

    For educational purposes only. This tool uses general lender benchmarks and is not a loan application, pre-qualification, or guarantee of any lending outcome. Actual lender decisions depend on many additional factors including industry, collateral, credit history, and lender-specific criteria. Results may differ from a lender's actual underwriting. Consult a licensed commercial banker, CPA, or financial advisor before making any financial decisions. See BankLiterate.com/legal for full disclosures.