Effective Date: May 1, 2026 ยท Last Updated: May 1, 2026
The short version: BankLiterate.com's tools and calculators run entirely in your browser. We do not collect, store, or transmit any financial data you enter into our tools. We collect minimal information to operate the site (email addresses voluntarily submitted, basic analytics), and we do not sell your personal information to anyone.
BankLiterate.com ("BankLiterate," "we," "us," or "our") is a commercial lending education website operated from Colorado Springs, Colorado. We are an educational publisher, not a financial institution, lender, broker, or credit counselor.
Information you voluntarily provide:
Information collected automatically:
What we do NOT collect:
We use the limited information we collect to:
We do not use your information to make credit decisions about you. We do not share your information with lenders. We do not use your information for automated decision-making that affects your access to credit.
If you provide your email address, you consent to receive communications from BankLiterate related to the content or service you requested. Every email we send includes an unsubscribe link. You can opt out at any time. We do not send unsolicited commercial email to people who have not voluntarily provided their address.
We do not sell, rent, or share your personal information with third parties for marketing purposes. We may share limited information with:
The Site may use third-party services, including:
BankLiterate.com uses minimal cookies. We do not use advertising cookies, tracking pixels, or cookies that follow you across other websites. Any cookies used are either essential for site functionality or relate to basic analytics described above. You can disable cookies in your browser settings โ the Site's core functionality will continue to work without cookies.
BankLiterate.com is intended for adults who are business owners, financial professionals, or individuals interested in commercial lending. We do not knowingly collect information from children under 13. If we become aware that we have inadvertently collected personal information from a child under 13, we will delete it promptly.
We take reasonable measures to protect information we collect. Our Site is served over HTTPS (encrypted connection). Financial data entered into our tools is never transmitted โ it stays in your browser. However, no internet transmission is 100% secure, and we cannot guarantee absolute security of any data transmitted to or from the Site.
If you are a Colorado resident, you have rights under the Colorado Privacy Act (CPA) regarding your personal data, including the right to access, correct, or delete personal data we hold about you, and the right to opt out of certain data processing activities. To exercise these rights, contact us at the address below. Given the minimal data we collect, we expect most requests to be straightforward to fulfill.
California residents may also have rights under the California Consumer Privacy Act (CCPA/CPRA). We do not sell personal information, which is the primary concern addressed by California privacy law.
We may update this Privacy Policy from time to time. The "Last Updated" date at the top of this page reflects the most recent revision. Continued use of the Site after any changes constitutes your acceptance of the updated policy.
BankLiterate.com
Colorado Springs, Colorado
Email: info@bankliterate.com
For privacy-related requests, please use the subject line "Privacy Request" so we can route your inquiry appropriately.